Showing posts with label change your finances. Show all posts
Showing posts with label change your finances. Show all posts
Thursday, July 4, 2019
Wednesday, July 3, 2019
Celebrating Life Every Day
Did you know that May 17th is Norwegian Independence Day?
That country's Constitution was signed in 1814 and the citizens continue to celebrate every year with bands, flag waving, traditional dress as well as parades. The Norwegians really celebrate!
England also has been celebrating this month, first with a new royal baby and also with the birthday of Queen Victoria on May long weekend. Because we call it the Queen's birthday, people often get confused about the fact that Queen Elizabeth was born in April and the May 24 celebration is actually honouring the birth of her grandmother Queen Victoria who was born in 1819.
There are so many statutory holidays at both the federal and provincial level that we observe in Canada on a regular basis - Thanksgiving, Canada Day, Christmas and Easter to name a few.
But, in addition, there are also personal events that need to be celebrated. This year my granddaughter graduated with a degree in engineering from the University of Saskatchewan. Two grandchildren had birthdays in May. We just had a Mother's Day BBQ and in June, I will join fellow students for our 50th high school reunion in our hometown in Saskatchewan.
Unfortunately, people tend not to marry or have funerals, and this robs family members from being able to get together. The prevalence of extended business hours injects a "busyness" into our lifestyles that can block attendance at planned activities that might otherwise attract all family members.
Somehow, we have been lulled into the idea that social media makes up for being physically involved. But a fourteen-character text message or uploaded photo will never take the place of a warm hug and face-to-face conversation.
It is time to re-evaluate the ways that we interact with others and consider how we do or do not participate in celebration activities.
Being involved requires planning and commitment.
Perhaps it would be a good start to just begin celebrating today. Give thanks for what you do have and the ways in which you have been blessed. Then start thinking about the things that you want to celebrate in the future and who you will ask to join you.
And now I would like to invite you to claim your Free Instant Access to a complimentary list of 10 Steps to Making Your Life an Adventure when you visit http://lindahancock.com
From Dr. Linda Hancock, Registered Psychologist and Registered Social Worker
Article Source: https://EzineArticles.com/expert/Linda_Hancock/152728
Article Source: http://EzineArticles.com/10127721
Tuesday, July 2, 2019
How to Realize Positive Change in Your Life
Our personal beliefs form the internal and external context of our lives. Beliefs are perhaps the most powerful force in the world. On a global scale, belief systems cause cultures to draw boundaries, ideologies to clash, and wars to be fought. On a personal level, what we believe to be true about ourselves and the world around us appears in our lives as our lives. To realize a change in our lives we must first change our beliefs, which is possible when we change the point of origination where the power of our beliefs manifests into our life, i.e. at the subconscious.
In my book, The Hidden Truth, I provided compelling evidence that nothing exists outside of a universal consciousness. This universal consciousness has an equivalence with light and energy, and we showed mathematically how everything in existence, both seen (i.e. mass) and unseen, is nothing but some form of that energy; a connected, flowing, unending, indestructible energy. Because the universal consciousness is also the universal energy and you are part of that consciousness, you can thus also tap into and use that universal energy as needed in your life. In fact, this happens whether you realize it or not because your subconscious is your connection to the universal consciousness and ensures you remain within a functioning representation of physical reality and thus remain focused on that physical reality as it unfolds into the life experiences you perceive everyday.
On a day-to-day basis, most Westerners don't think of or commune with our subconscious. However, when we realize the power that our subconscious has over the life that we live, we have no excuse for being dissatisfied with our life if we do not engage with the one means we have at our disposal to make a change in our lives for the better.
Think of the subconscious in very simplistic terms as a computer program. The subconscious runs routines in the background to create a life experience that meets the expectations of our beliefs. Thus, if you live your life with a closed mind and are not willing to examine or change your own beliefs, then you are stuck in the life you've got; like it or not.
The prototypical example is the comparison between an optimist and a pessimist. An optimist believes where there's a will there's a way, and with sufficient effort and persistence any challenge can be overcome. To a pessimist, nothing good comes from the world so why try. These are self-fulfilling prophesies because every life has challenges, thus proving the point of the pessimist, and every challenge will be overcome unto the point of our death, thus proving the point of the optimist. However, the strength of the underlying beliefs influences the frequency of perceived challenges and successes. Of further import however, the positive beliefs of an optimist provide an underlying strength for the optimist to seek improvement and solutions in his/her life, thus providing the optimist an edge on life.
Now, this was the simplest example of manifestation but does not explain how to implement change so you can benefit from the exercise of modified beliefs. There are three simple means everyone can utilize to take charge of the beliefs that rule their life and then change those beliefs to realize an improvement.
The first is through positive assertions. These can be statements, verbal or nonverbal (such as visualization boards or written assertions), that assert something will occur in your life. Persistence and belief is the key, followed by actions whenever possible to bring the assertion into your life. To help solidify the manifestation, whenever possible one should act as if the assertion has already been received and give thanks to God/Universal Consciousness for hearing and fulfilling your request. I and many others have written on this topic, so please refer to my many other articles in this blog for a more in-depth discussion on this point.
The second is through meditation. By meditating and silencing your conscious mind's incessant chatter inside your head, you allow your subconscious to come forward and instill inspiration - and even other-worldly experiences of communing with the Oneness - such that you realize how to overcome any life challenges that you may be facing. I wrote on this topic at length in my blog article, 'Receiving the Gift of Inspiration at Will.'
The subconscious can only bridge the brain-mind gap and commune with your conscious mind when your brain waves have been slowed (i.e. quieted) so that the frequencies of both match, and your brain thus becomes a working receiver, much like tuning a radio. When your conscious mind is active, talking and thinking, its frequencies are not compatible for communion with the subconscious. This doesn't mean the subconscious is inactive. No; your subconscious is constantly working in the background to keep your conscious mind firmly locked in and focused on physical reality. But if your intention is to commune with and influence how your subconscious works to create the experiences you will perceive in physical reality, then you have to modify your conscious mind's wavelengths to match the subconscious so they can share information across the brain-mind gap.
If meditation is too much trouble to accomplish the frequency match, the third means to commune with the subconscious is via therapeutic hypnosis. Hypnosis is not magic and indeed you don't even need another person to put yourself into a hypnotic state. Hypnosis is simply directed concentration coupled with deep relaxation and is a natural state of mind that everyone experiences a few times a day, such as when transitioning to and from sleep or even when daydreaming. The benefit of using a trained hypno-therapist to realize a specific goal is the therapist can help you accomplish the feat of entering the hypnotic state-of-mind more efficiently, and then lead the conversation with your subconscious for which your conscious mind intended. Amazing feats have been achieved through guided hypnotherapy to affect change in one's life using no other power than the power that the subconscious taps into to create the reality in which we live. Examples include loss of weight, the power to quit smoking, developing self confidence, and amazing health benefits such as overcoming chronic pain and even inexplicable cures from some of life's most devastating diseases like cancer.
Hypnotherapy is not a cure-all for life's ailments because some problems are intentional additions by our Over-Soul to introduce challenges into our life that we must face for some life purpose. Further, a single hypnotherapy session may not be enough to realize a permanent change in one's life because, again, you will manifest the life experiences that you believe you deserve. If you don't believe in the power of hypnotherapy then any temporary improvement from the session that is followed by a relapse will simply become another self-fulfilling prophesy. However, this doesn't mean that you can't change your beliefs and realize lasting improvements with multiple hypnotherapy sessions, but there must be an intention and real desire to change - through whichever means you use to effect change in your beliefs and subconscious - if lasting changes are ever to be realized in your life.
Wade is the author of The Hidden Truth: A logical path through compelling evidence to discover the nature of reality and the meaning of life, available at Amazon. The first half of the book can be downloaded for free at https://thehiddentruthbook.wordpress.com.
Article Source: https://EzineArticles.com/expert/Wade_C_Wilson/1382579
Article Source: http://EzineArticles.com/10121949
Sunday, June 30, 2019
Being Successful In Life Today With A Millionaire's Mindset Means Reprogramming The Subconscious
Are you on the right track to achieve success? Stop for a while, take a look at the map, see the directions, consult somebody or look for assistance.
After that start your journey towards the ways to be successful with full self-confidence.
I mean do so without the tiniest doubt of being derailed.
Their tracks are entirely different from each other leading to various destinations; the location of success and the location of failure.
Either one can learn the best ways to be successful or take an incorrect track doom and gloom, but the best secret to achieve success is to keep oneself on the ideal path.
A very sharp, clear and bright picture of where you are heading is great motivation for an enthusiastic individual to remain vigilant and keep himself focused on the right path versus all odds and obstacles.
It's true that absolutely nothing can be achieved without effort, however, effort alone can not guarantee you to achieve success.
The world is full of poorly paid unskilled workers who are working hard, but not getting enough benefit.
Striving without planning is similar to taking an elevator from the middle of a multi-story structure without knowing which floor you really need to get off at.
It can take you to the leading floor or ground you in the basement.
The majority of people are not able to set goals and objectives simply due to the fact that they have no future vision, no huge dreams and no specific success strategies.
These poor, miserable people have no choice, but to follow the crowd aimlessly.
The unfortunate part of the story is that the crowd is growing larger day-by-hopeless-day without having anyone to lead them to the ideal path to achieve success.
Enjoying the Success Process
Previously I discussed how many were having fun, for example, trading penny stocks and that as a hobby were finding success.
When we can put some enjoyment into what we're chasing after being successful seems to be a result.
Due to the fact that many can not commit themselves fully to the job they are appointed to, these directionless people are lost and don't know for sure what they want.
No surprise, these people are frequently fired by their companies, remain mostly unemployed, survive on social welfare and other public assistance and charities, broke in the end and ultimately buried under heavy debt.
One must distinguish between right-minded and wrong-minded; either achieve success or settle for failure.
The Course in Miracles states, "You are the mirror of truth, in which God Himself shines in perfect light. To the ego's dark glass you say but need, 'I will not look there because I know these images are not true'."
Bringing Passion and Purpose to the Scene
Because we are not allowing the light of our passion and purpose to be in charge, far too often we as humans are filled with uncertainty of the dark.
You just need to keep inspired and keep on moving to the destination you set for yourself when you are on the path of certainty.
The desperate and dark travels through life many take are entirely different from each other leading to different destinations; to achieve success or the destination of mediocrity.
Either one can be on the ideal track to achieve success, or on the path where wealth creation is never accepted into the mind.
The millionaire secrets will help to keep you OFF the wrong-minded track, where you can never find ways to be successful in life, no matter how much effort one puts in.
Effort needs to be invested in keeping yourself inspired and continually reprogramming the subconscious when you are on the right-minded track with a millionaire mindset.
(I like to suggest searching the net for more helpful material on, answering what makes someone successful, wealth creation, and uncovering the secret for financial freedom now.)
You can find related info on topics like, 'Law of Abundance for real or is it a New Age bunch of nonsense?, and so much more?: http://jamesnussbaumer.com/wealth-creation/
The link above gives you access to further helpful material and for folks who are interested in letting go of the past and moving on in life to attaining Real Abundance, Purpose, and Wellness in their lives.
Hi, I'm James Nussbaumer, I'd like to introduce myself through my thought provoking self-improvement and inspirational books, articles, videos, Podcast, and other content for a better life, where I reflect on the principles of A Course in Miracles. It's about being all you can be and a life of success and happiness. Thank you for visiting.
Article Source: https://EzineArticles.com/expert/James_Nussbaumer/2379033
Article Source: http://EzineArticles.com/9937531
Saturday, June 29, 2019
How To Stop Negativity And Start Thinking Creatively
One of the things that can get in the way of creativity is the practice of negative thinking. Some people just naturally tend to think more negatively than others. It doesn't matter, though; you can turn off your negative inclinations and learn to be more positive.
Negative Thinking Is Limiting
Right now, think of some negative things for about 30 seconds. Now you're likely finding it hard to even read this because you're thinking about how the dishes aren't put away, or you don't have enough to pay that medical bill, and other things about your daily life. Plus, now that you're thinking negatively, you're likely not looking for solutions because eventually, the negativity turns into giving up.
Acknowledge Your Negative Thinking
The first thing to do is realize and accept that almost everyone thinks negatively sometimes. It's okay to have a bad day. But it's not okay to let any negative thing that happens to you inform your entire life.
Combat Negativity with Facts
When a negative thought comes to your mind, combat it with facts. There is always someone who has it worse so if you can cite those facts convincingly to yourself, you're going to feel better - at least for yourself.
Keep a Gratitude Journal
Before you go to bed each night, write down at least three things in your life that you are grateful for today. If you're not sure what to be grateful for today, be more general such as, "I'm glad that today I managed to get through the day without going to jail."
Surround Yourself with Positive People
The more people you can find that are generally positive and don't focus on the negative, the more positive you'll become. First, you'll feel silly always trying to be negative to positive people who will point out the positives to you because that's how they think. Secondly, their positivity rubs off onto you.
Smile More
This might seem like a condescending thing to say but the truth is that when we smile with our mouths, eyes and face, it releases endorphins that make us feel better. Anytime you feel negative, think of something that makes you smile.
Take Care of Your Health
It's hard to be positive if you're not healthy. Even if you have health issues, taking the best care of yourself can make you feel better inside and out. Eat right, exercise, take your vitamins, and drink plenty of water and you're going to have the energy to be more positive. This is going to almost automatically make you more creative.
A 'Success Mindset' means that when you have challenges, you'll be able to work through them with confidence and clarity. It means that when you are presented with an opportunity you'll be able to set fears aside and take advantage of the opportunity. To help you embrace a success mindset to improve your business, and your life, download my free checklist, Cultivating a Success Mindset, at https://jonallo.com/mindset
Article Source: https://EzineArticles.com/expert/Jon_Allo/1079948
Article Source: http://EzineArticles.com/10116822
Friday, June 28, 2019
Wednesday, June 26, 2019
Tuesday, June 25, 2019
Saturday, June 22, 2019
Did You Ignore the Warning Signs?
Our money lives were a mess back then.
It was hard to admit that we were a total shipwreck.
Especially embarrassing since I am the "money gal" in this family.
I've been counseling others on money and debt management, as well as the deeper issues that money elicits in us, for the better part of 20 years.
Unimaginable for us to end up in such a seriously awful place with all this knowledge, expertise, and wisdom about money?
As is true for many Americans, It happened slowly over time.
Little shifts and warning signs that we handled. No drastic changes in money behavior required of us. Just a glitch. Nothing serious.
Or, so we thought.
Yet, those small, initial warning signs were bigger than we recognized.
How was it possible for us to have missed them? Are they truly that subtle?
All was well in money land. We had a nice house, a healthy 401(k), and income flowing in regularly. We drove nice cars and paid our bills on time. We used credit wisely, something we thought was required of us to build a good credit score.
All was well in money land. We had a nice house, a healthy 401(k), and income flowing in regularly. We drove nice cars and paid our bills on time. We used credit wisely, something we thought was required of us to build a good credit score.
Took periodic vacations to nice places and celebrated holidays and birthdays with relish.
We followed all the rules that the financial experts suggested and for many years we hummed along just fine.
Until we didn't.
And, in a blink of an eye, we crashed and burned.
How was that possible if we followed all the rules?
What if the rules had changed and we simply hadn't noticed?
Maybe we followed them incorrectly?
Or, what if they were ones we were not meant to follow in the first place?
Those were disturbing questions to ask, yet the answers were so desperately needed. Not only for my own healthy money life but, for my clients, too.
I had to take a step back...
And, take a big, deep breath...
Then, dive into what really happened.
It took courage to look back at all the warning signs we had missed and admit we could have done something different back then.
At first, I beat myself up. Blamed myself for my stupidity and ignorance. Chastised and criticized my intelligence, know-how and abilities.
But then, my anger set in and kicked me into gear. Enough with all that self flagellation. It was time to take action to turn this shipwreck around!
So, what were the warning signs we needed to sit up and take notice before they became unmanageable?
You may be surprised by some of them, something that I, too, had to embrace.
Here are nine of the most prevalent warning signs:
1. You outgrow your house or feel compelled to buy a different one. You believe newer, bigger or a different neighborhood is better. Or, that you need more room for your stuff.
2. You refinance the house to pay off debt. Or, to pay off your car. Maybe more than once.
3. You believe your house is an asset and its equity is healthy. You look great on paper, but you can't put food on the table, or pay your bills with equity. And, as long as you live in the house, it is a liability.
4. You use credit to pay for everything or to get things you do not have the cash to buy. Did you know that when you use credit to buy or pay for everything, you spend more? As much as 83% more. And, by the way, if you don't have the cash for it, you can't afford it.
5. You don't save regularly or have an emergency fund. Just one glitch or extra cost could mean you can't make ends meet or pay your other bills. Flat tire anyone?
6. You have magical thinking. You are convinced that everything will work out no matter what you do or how bad it gets. Where's that magic wand when you need it?
7. You wing it or fly by the seat of your pants. You have no plan or budget. You earn the money. You spend it. That's it.
8. You believe you will earn more down the road. Even though statistics show that paychecks are flat, barely a single percentage point rise in salaries in the last 40 years.
9. You thought the financial road map you were following was the right one for you.
How many of these do you see in your financial life? Any of them make you squirm a bit?
Did you find yourself objecting to any of them being a warning sign? If so, that in itself may be a warning sign!
After all, I did not see the big mack truck coming until it hit us full on. Not to be graphic, but it was a shock.
All it took was a financial downturn in 2008 on top of my husband's company doing a big layoff, for which he was one of them. Add to that, our 401(k) dropped by half and our house was upside down.
I realize these were catastrophic life events, which most Americans would not survive financially.
However, we certainly would have weathered the storm better had we taken heed of the warning signs early on.
Want to know what we did to turn things around?
* We accepted responsibility for the mess we had made of our financial lives.
* We stopped using credit to buy things, in fact, we no longer used credit for anything.
* We paid off and kept our vehicles.
* The only debt we had was our mortgage.
* We cut back on unnecessary spending, and paid cash for everything.
* We planned and tracked our money regularly.
* We did not buy anything we did not truly need and got rid of stuff we no longer used or wanted.
* And, we did not upgrade our home to "keep up with the Joneses!"
In other words, we made radical life changes.
We admitted we messed up, took responsibility, took a deep breath and changed our ways. AND, designed and followed our own money road map, not someone else's.
We have recently even considered selling our home, banking our money, and renting.
Now, that's radical folks!
Maybe a few of these ideas would work for you? Why not give it a try! Don't wait for that big mack truck to get your attention!
No need to agonize over money matters. There is an easier way -- a pain-free money life.
Not experiencing that?
Well then, Let's talk
Because, by the way... I didn't do it alone. You don't need to do it alone, either!
Email me at joan@joansilva.com to learn more.
Article Source: https://EzineArticles.com/expert/Joan_Silva/2376465
Article Source: http://EzineArticles.com/10008704https://ezinearticles.com/?Did-You-Ignore-the-Warning-Signs?&id=10008704
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