Dwayne "The Rock" Johnson's Eye Opening Speech - Best MOTIVATION Ever 2019

Jim Rohn Reveals The Secret To Making More Money

How I Used The Law Of Attraction To Escape Debt, Fear And Panic

I was in my late 30's and nothing was going right. I was working in a building supplies yard picking up rubbish for minimum wage. I thought I had a bright future but everything just seemed to go wrong somewhere.

I'd picked up this job from an agency and soon got some H.G.V. (heavy goods vehicle) work, having just got my licence. But things just got worse and worse and worse! I had a number of crashes while driving on jobs delivering. I hit a bridge, a car and managed to drop someone's chutney - a whole pallet load, much to the owners dismay! That wasn't my best day - nor his.

Things were conspiring against me, I thought. Everywhere I went, devastation followed. My relationships were in tatters and my debt was growing. And it seemed there was nothing I could do to turn it all around.

I had remembered watching The Secret a few years earlier and losing patience with my efforts to 'manifest' my dream life (within a week)! Perhaps I was being too impatient! I knew there had to be something in it, so I decided to go back to the drawing board. I quit my job too. I had crashed twice for the same company and was costing them by the day! Just turning up back to the office made my skin crawl, knowing how useless I was!

Things had been better.

I had a huge debt sitting over me and was paying my rent on a credit card. I was just stressed out all the time. This was probably why things spiralled out of control.

I bought every book I could find on the subject of the law of attraction. I was soon in a far better state of mind, despite all the problems which hung over me. I picked up some work and started teaching a martial arts classes, something that had been a passion for years.

Things that I had given up on turned up to help me get back on track. Years earlier I had trained to do stunt work but my self-esteem had got so low that I had almost written it off as a bad idea. I picked up a few jobs and was able to pay off most of my credit card debt within a period of about 6 months.

My then girlfriend left me. I was away working on a film when it happened. I fell back into victim mode but knew I had to stay positive. I was beginning to realise that my state was the most important thing, and it was also my worse enemy.

Over the previous several months I had read every book I could find which mentioned the law of attraction: Working with the law by Raymond Holliwell, Think and Grow Rich by Napoleon Hill, Wallace Wattles - The Science Of Getting Rich, As A Man Thinketh, James Allen and so on and so on!

All these books taught the law of attraction and explained it in far greater detail than was explained in the movie The Secret. In the film The Secret, it is explained as thoughts becoming things. When I first saw the film, I was inspired but I didn't fully understand it. I thought I understood it but it was only superficial. I watched my thoughts and dreamt of what I wanted, but somehow things kept showing up that I didn't want.

Turns out I wasn't as positive as I thought I was! Despite spending a few hours meditation and visualising what a great life I would be having, it became clear later that I spent the rest of my time complaining and worrying. Not useful when you're trying to attract the wonderful life.

The problem was my life was worry (for me)! I was focusing on what was, not what could be. So I kept reinforcing the old patterns of behaviour and creating the 'stuff' to complain about.

Despite the short-term rest-bite which work gave me, I was unable to spend my time in any kind of enjoyment. I always defaulted back to my worry-some state of mind and over working in some way. My only escape from this state of mind which I constantly revisited was in getting drunk whenever the opportunity presented itself.

This of course didn't help my state of mind nor my bank balance. Whenever I gave up drinking, my life seemed to dramatically improve. I had money, work came in and things got better. But with the constant worrying and obsessing over needing a more secure source of income, plus having a lot of time off, I would inevitably find my self back on the booze!

When I finally clued up to this pattern I was creating, things began to change. I found an online mentorship program and learned how to market my kung fu school more effectively as well as build an online business. This gave me something to focus my restless mind on - which is what I was in desperate need of.

Having the right people in my life now is completely invaluable. I realise I had cut myself off from people and was spending a lot of time alone. This itself led to depression and anxiety. However, my connection to the online community meant I could network and meet up in person with other like-minded people. There was a resource online to connect to through social media and I started meeting people in my local area.

Through using what I believe to be the law of attraction, I've managed to escape the 9 to 5 jobs I hated so much, get out of a rut and overcome lack of confidence, fear and panic. I'm now able to work from home and teach martial arts without a job, a boss or to answer to anyone. It wasn't easy, but if I can do it, so can you!

What do you believe about the law of attraction. Will you take the red pill or the blue pill? Take the blue pill and the story ends, wake up in bed and believe whatever you want to believe. Take the red pill and you stay in wonderland and see how far the rabbit hole goes...

Tim Halloran is a stuntman, martial artist and online entrepreneur. To learn how to build your own online business see his site here: http://www.thelawofattractionsceptic.com

Article Source: https://EzineArticles.com/expert/Tim_Halloran/488644

Article Source: http://EzineArticles.com/10132455

STORY OF ELLEN DEGENERES | A Heartbreaking Motivational Video

Creativity - Do You Use It?

Many of my clients over the years have expressed concern about finances and wished they could relieve their debt burdens. But compounding interest and late fee penalties make the goal more and more unreachable.

Recently I watched some episodes from a British show entitled "How to Live Mortgage Free". I was amazed at what was accomplished by those who were determined to improve their lives by eliminating their mortgage.

Some of those who were featured wanted to accomplish this in preparation for their retirement. Others were younger. One couple set and reached their debt-free status before they were thirty years of age.

The ideas they used included renovating abandoned structures such as a barn, church or office. One couple didn't want to leave the house where they had raised their children so they sub-divided it into two houses and sold one. A young couple built their first home on the top of two trailer beds in a fashion that allowed them to move the whole thing at a later date if they desired.

A single father gutted and redesigned an Airstream trailer for himself and his daughter. An engineer turned a two-story bus into a home complete with elevator and mobile tracks so that his disabled wife could maneuver easily throughout.

One single mom told about how she reduced her mortgage from thirty years to eight by being thrifty and depositing the equivalent of twenty-five extra dollars at a time against the balance.

A couple who had lived on a boat for twenty-five years built a smaller one that was more affordable and then sold the first to pay off all their debt.

This series reminded me of the things that are needed in order to achieve success:

1. A goal. It must be clear and reasonable. All of the individuals in the show also had a realistic timeline for completion.
2. Sacrifice. It took many, many months and in some cases years of labour to complete the projects. Also, reduced square footage required down-sizing of possessions.
3. Skills. Many learned how to build as they went, but some had carpentry, engineering, or sewing expertise before they started.
4. Money. The people involved needed a place to stay while they were preparing their new homes. The initial costs for purchasing land, structures or materials were paid with savings or at least one continuing to work for income.
5. Research. Many of the homes were built with second-hand fixtures and designed after study of magazines and examples of projects completed by others.
6. Consulting. Asking for advice from people who have expertise was a key element of the projects.
7. Creativity. Small spaces were used wisely to accommodate the residents who were moving in.

If you are struggling with financial issues, perhaps you could adopt the above principles. You don't have to necessarily pay off your mortgage but you could significantly improve your financial situation!

And now I would like to invite you to claim your Free Instant Access to a complimentary list of 10 Steps to Making Your Life an Adventure when you visit http://lindahancock.com

From Dr. Linda Hancock, Registered Psychologist and Registered Social Worker

Article Source: https://EzineArticles.com/expert/Linda_Hancock/152728

Article Source: http://EzineArticles.com/10139622

How To Turn Your Yearly Income Into Your Monthly Income

Did You Ignore the Warning Signs?

Our money lives were a mess back then.

It was hard to admit that we were a total shipwreck.

Especially embarrassing since I am the "money gal" in this family.

I've been counseling others on money and debt management, as well as the deeper issues that money elicits in us, for the better part of 20 years.

Unimaginable for us to end up in such a seriously awful place with all this knowledge, expertise, and wisdom about money?

As is true for many Americans, It happened slowly over time.

Little shifts and warning signs that we handled. No drastic changes in money behavior required of us. Just a glitch. Nothing serious.

Or, so we thought.

Yet, those small, initial warning signs were bigger than we recognized.

How was it possible for us to have missed them? Are they truly that subtle?
All was well in money land. We had a nice house, a healthy 401(k), and income flowing in regularly. We drove nice cars and paid our bills on time. We used credit wisely, something we thought was required of us to build a good credit score.

Took periodic vacations to nice places and celebrated holidays and birthdays with relish.

We followed all the rules that the financial experts suggested and for many years we hummed along just fine.

Until we didn't.

And, in a blink of an eye, we crashed and burned.

How was that possible if we followed all the rules?

What if the rules had changed and we simply hadn't noticed?

Maybe we followed them incorrectly?

Or, what if they were ones we were not meant to follow in the first place?

Those were disturbing questions to ask, yet the answers were so desperately needed. Not only for my own healthy money life but, for my clients, too.

I had to take a step back...

And, take a big, deep breath...

Then, dive into what really happened.

It took courage to look back at all the warning signs we had missed and admit we could have done something different back then.

At first, I beat myself up. Blamed myself for my stupidity and ignorance. Chastised and criticized my intelligence, know-how and abilities.

But then, my anger set in and kicked me into gear. Enough with all that self flagellation. It was time to take action to turn this shipwreck around!

So, what were the warning signs we needed to sit up and take notice before they became unmanageable?

You may be surprised by some of them, something that I, too, had to embrace.

Here are nine of the most prevalent warning signs:

1. You outgrow your house or feel compelled to buy a different one. You believe newer, bigger or a different neighborhood is better. Or, that you need more room for your stuff.

2. You refinance the house to pay off debt. Or, to pay off your car. Maybe more than once.

3. You believe your house is an asset and its equity is healthy. You look great on paper, but you can't put food on the table, or pay your bills with equity. And, as long as you live in the house, it is a liability.

4. You use credit to pay for everything or to get things you do not have the cash to buy. Did you know that when you use credit to buy or pay for everything, you spend more? As much as 83% more. And, by the way, if you don't have the cash for it, you can't afford it.

5. You don't save regularly or have an emergency fund. Just one glitch or extra cost could mean you can't make ends meet or pay your other bills. Flat tire anyone?

6. You have magical thinking. You are convinced that everything will work out no matter what you do or how bad it gets. Where's that magic wand when you need it?

7. You wing it or fly by the seat of your pants. You have no plan or budget. You earn the money. You spend it. That's it.

8. You believe you will earn more down the road. Even though statistics show that paychecks are flat, barely a single percentage point rise in salaries in the last 40 years.

9. You thought the financial road map you were following was the right one for you.

How many of these do you see in your financial life? Any of them make you squirm a bit?

Did you find yourself objecting to any of them being a warning sign? If so, that in itself may be a warning sign!

After all, I did not see the big mack truck coming until it hit us full on. Not to be graphic, but it was a shock.

All it took was a financial downturn in 2008 on top of my husband's company doing a big layoff, for which he was one of them. Add to that, our 401(k) dropped by half and our house was upside down.

I realize these were catastrophic life events, which most Americans would not survive financially.

However, we certainly would have weathered the storm better had we taken heed of the warning signs early on.

Want to know what we did to turn things around?

* We accepted responsibility for the mess we had made of our financial lives.

* We stopped using credit to buy things, in fact, we no longer used credit for anything.

* We paid off and kept our vehicles.

* The only debt we had was our mortgage.

* We cut back on unnecessary spending, and paid cash for everything.

* We planned and tracked our money regularly.

* We did not buy anything we did not truly need and got rid of stuff we no longer used or wanted.

* And, we did not upgrade our home to "keep up with the Joneses!"

In other words, we made radical life changes.

We admitted we messed up, took responsibility, took a deep breath and changed our ways. AND, designed and followed our own money road map, not someone else's.

We have recently even considered selling our home, banking our money, and renting.

Now, that's radical folks!

Maybe a few of these ideas would work for you? Why not give it a try! Don't wait for that big mack truck to get your attention!

No need to agonize over money matters. There is an easier way -- a pain-free money life.

Not experiencing that?

Well then, Let's talk

Because, by the way... I didn't do it alone. You don't need to do it alone, either!

Email me at joan@joansilva.com to learn more.

Article Source: https://EzineArticles.com/expert/Joan_Silva/2376465

Article Source: http://EzineArticles.com/10008704https://ezinearticles.com/?Did-You-Ignore-the-Warning-Signs?&id=10008704